Fintech

From finance software to financial operating systems

The biggest gains in financial services happen behind the scenes: credit decisions, reconciliations, collections, underwriting, claims, FP&A, processes that took weeks now close in real time. Software has hit a ceiling in high-stakes domains. The next wave is CFO-grade capability delivered as a system. Add DPI as the substrate and AI as the operating layer, and India becomes the place where the "bank branch of one" is finally possible, precision finance at population scale.

Reimagining how India banks, borrows, pays, or saves?
Write to us at namaste@z47.com.

Jupiter

Jitendra Gupta

OFbusiness

Ruchi Kalra, Bhuvan Gupta and Asish Mohapatra

Razorpay

Shashank Kumar, Harshil Mathur

we believe in

Fintech

Building the financial rails for a billion-plus India.

Indian fintech isn't one market, it's three. Premium customers expect world-class wealth, banking, and consumption products. The aspiring middle wants credit and savings on terms that are transparent and inclusive. First-time savers, borrowers, and entrepreneurs need products that meet them where digital and physical converge.

We've backed founders defining each of these markets, from Razorpay's payments rails and OneCard's reinvention of credit, to Scapia's travel-first banking and Five Star's deep lending infrastructure for Bharat.

Reimagining how India banks, borrows, pays, or saves?
Write to us at namaste@z47.com.

The Fintech Investment Team

A team of founders, operators, and investors who've helped build and back some of India's most consequential financial services companies.

Featured Content

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AI in B2C

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March 26, 2026
He shut down his first company and built a bigger one | Anil Goteti, Scapia | Unstarted Ep 5
Fintech
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Fintech
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The Next Tech-Ade of FinTech
Fintech
August 13, 2024
How Unsecured Lending Became More Viable in India
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